Auto Insurance
Simply stated, auto insurance is a contract between you and your insurance company that protects you against financial loss if you have an accident. Auto policies contain a variety of coverages that can be purchased depending on your needs and wants. You agree to pay the premium, and in return, the insurance company agrees to pay for certain expenses as defined in your policy.
The department has put together a list of resources to help answer your questions and help you understand your options.
- Auto Insurance Guide Download a PDF
- Auto Insurance Questions and Answers Download a PDF
- Auto Insurance Glossary Download a PDF
- Auto Insurance Fact Sheet Download a PDF
Premium Discounts for Older Adults
Pennsylvania law requires a premium reduction of at least 5% for each vehicle on a private passenger automobile policy under which all named policyholders are 55 years of age or older if they have successfully completed a driver improvement course that meets the standards set by PennDOT.